COVID-19 Guide & Resources
- updated September 25, 2020
Statement for the Indigenous Business COVID-19 Response Taskforce:
Together our strong leadership of Indigenous business organizations provides the Government of Canada with a single, unified Indigenous business voice during this time of crisis. The Taskforce provides analysis on the affects of COVID-19 to help ensure the availability of appropriate government support measures for Indigenous businesses and communities. We aim to mobilize the Indigenous supply chain to participate in the calls to action for medical supplies and equipment. If you have or can supply PPE or can help coordinate efforts for the common good of all Indigenous businesses and communities, please contact any member of this Taskforce.
CCAB Cando ITAC NACCA NIEDB PIWC
Download PDF of Indigenous Business Key Findings ENG
Download PDF of Indigenous Business Key Findings FR
Regional Relief and Recovery Fund (RRRF)
“Building on previously announced measures, the new Regional Relief and Recovery Fund (RRRF) is being delivered by regional development agencies (RDAs) to help more businesses and organizations, including in the tourism sector, that are key to the regions and local economies.”
More details and direct links are below. This seems to be particularly geared to businesses that are more rural / remote than usual, but can support all businesses.
Minister Joly, Economic Development: $1B in emergency regional through six regional development agencies, intended to cushion the financial blow experienced by businesses that do not qualify for other aid programs. The RDAs are each steering their own program based on needs in their region.
NR for each RDA:
Canada Emergency Business Account (CEBA)
The Prime Minister, Justin Trudeau, announces an expansion to the eligibility criteria for the Canada Emergency Business Account (CEBA) to include many owner-operated small businesses. This extended measure will help small businesses protect the jobs that Canadians rely on.
The changes to the CEBA will allow more Canadian small businesses to access interest free loans that will help cover operating costs during a period when revenues have been reduced, due to the pandemic.
The program will now be available to a greater number of businesses that are sole proprietors receiving income directly from their businesses, businesses that rely on contractors, and family-owned corporations that pay employees through dividends rather than payroll.
To qualify under the expanded eligibility criteria, applicants with payroll lower than $20,000 would need:
• a business operating account at a participating financial institution
• a Canada Revenue Agency business number, and to have filed a 2018 or 2019 tax return.
• eligible non-deferrable expenses between $40,000 and $1.5 million. Eligible non-deferrable expenses could include costs such as rent, property taxes, utilities, and insurance.
Additional CEBA Details: https://pm.gc.ca/en/news/news-releases/2020/05/19/prime-minister-announces-expansion-support-workers-and-small
Canada Emergency Response Benefit
What is the Canada Emergency Response Benefit
If you have stopped working because of COVID-19, the Canada Emergency Response Benefit (CERB) may provide you with temporary income support. The CERB provides $500 a week for up to 16 weeks.
Who is eligible
The benefit will be available to workers:
Residing in Canada, who are at least 15 years old;
Who have stopped working because of COVID-19 and have not voluntarily quit their job or are eligible for EI regular or sickness benefits;
Who had income of at least $5,000 in 2019 or in the 12 months prior to the date of their application; and
Who are or expect to be without employment or self-employment income for at least 14 consecutive days in the initial four-week period. For subsequent benefit periods, they expect to have no employment or self-employment income.
How to apply
To deliver payments to Canadians in a fast and easy way, the CERB is being jointly delivered by Service Canada and the Canada Revenue Agency.
To begin the application process, please answer a few simple questions. The answers you provide will help us direct you to the service option that best fits your situation.
More details and application form:
Western Economic Diversification Canada
has a full annotated listing of federal COVID-19 benefits, including the new Regional Recovery and Relief Fund (announced April 17th):
WD COVID-19 response page.
Canada Emergency Wage Subsidy
has been extended and list of eligible employers has been expanded to include businesses owned by Indigenous government:
has opened their portal yesterday for the Canada Emergency Commercial Rental Assistance program: CERCA now includes commercial leasing on reserve.
Q&As relating to COVID-19 Call to Suppliers
We are providing answers to the most frequently asked questions we’ve received regarding the Government of Canada’s call for emergency goods and services in response to COVID-19.
For inquiries related to supply, please refer to the Public Service and Procurement Canada web portal for suppliers:
Industry, Science and Economic Development Canada has launched a “call to action” to Canadian manufacturers to help fight COVID-19. They have created a new web page as well as an intake for manufacturers that; make needed supplies, have the potential to rapidly re-tool existing facilities or equipment, or who have skilled workers that could be available to work elsewhere in Canada.
For details please visit:
For inquiries related to research funding, please refer the National Research Council’s COVID-19 “Challenge Program”
and, the Canadian Institutes of Health Research COVID-19 Clinical Epidemiology Research Rapid Response:
The Government of Canada has created a website to help businesses during the COVID-19 crisis. You will find information to help you support your employees and get prepared, as well as information on international trade, business travel and events. Please visit Resources for Canadian Businesses – COVID-19:
First Nations Community Guide on Accessing Additional Supports
Indigenous Services Canada (ISC) is working closely with First Nation partners, the Public Health Agency of Canada, other departments such as Heath Canada, Public Safety as well as provincial and territorial counterparts to protect the health and safety of First Nations and support First Nations communities in responding to the public health crisis resulting from the novel COVID-19.
Coronavirus COVID-19 Resources from Export Development Canada
EDC's COVID-19 resource page
Additional resources available from other agencies.
Building self-reliant communities
A resource list for communities looking towards developing self-reliance once again in these times of uncertainty. Compiled by Global Indigenous Trust and Cando
Government Policy Response
Government Announcements for Businesses and COVID-19
Government of Canada Takes Action on COVID-19 (March 13, 2020)
Prime Minister announces more support for workers and businesses through Canada’s COVID-19 Economic Response Plan (March 18, 2020)
Prime Minister Announces Support for Farmers and Agri-food Businesses under Canada’s response to COVID-19 (March 23, 2020)
Prime Minister announces support for small businesses facing impacts of COVID‑19 (March 27, 2020)
Prime Minister Announces New Partnerships with Canadian Industries to Fight COVID-19 (March 31, 2020)
Government Initiatives for Businesses
Canada’s COVID 10 Economic Response Plan: Support for Canadians and Businesses
Resources for Canadian Businesses Coronavirus Disease (COVID-19)
Support to Businesses
Additional Supports for Canadian Businesses
Specific Government Programs for Businesses
Canadian Emergency Response Benefit (CERB)
Canada Introduces Canadian Emergency Response Benefit (CERB)
How to apply for CERB, Canada’s New $2,000 Emergency Response Benefit
Overview of Work-Sharing Program
Work-Sharing Fact Sheet for Employees
Work-Sharing Program – Temporary Special Measures for the Forestry and Steel and Aluminum Sector
Wage Subsidy Program
Temporary Wage Subsidy for Employers Frequently Asked Questions
Who’s Eligible and How to Apply for Canada’s Wage Subsidy
Business Credit Availability Program (BCAP)
Overview of Business Credit Availability Program (BCAP)
Business Development Bank of Canada (BDC) – Support for Entrepreneurs Impacted by Coronavirus COVID-19
Export Development Canada (EDC) – How EDC is Helping Canadians During COVID-19
Changes to Canadian Taxes and Benefits
Deferral of GST/HST Tax Remittances
New Small and Medium-Sized Enterprise Loan and Guarantee Program
Advanced Payment Program for Farmers
Other Government Initiatives for Individuals
Insured Mortgage Purchase Program
Increasing Canada Child Benefit
Other Government Initiatives for Indigenous Communities
Indigenous Community Support Fund
Office of the Superintendent of Financial Institutions (OSFI) COVID-19 Updates
Measures to Support the Resilience of Financial Institutions
Capital Treatment of Programs to Support COVID-19 Efforts
Regulatory Flexibility to Support COVID-19 Efforts
Business Development Canada (BDC)
Additional Measures to Provide Relief to Canadian Entrepreneurs
Message from President and CEO
Free Online Webinar: How to cope with the impacts of COVID-1p on your business?
Export Development Canada (EDC)
EDC provides relief for Canadian businesses during COVID-19 crisis
EDC’s role in supporting all Canadian businesses through COVID-19 crisis
Farm Credit Canada (FCC)
Our Response to COVID-19
COVID-19 Support Program
Message from the President and CEO
Other Financial Institutions:
Bank of Montreal
COVID-19 - BMO is Here to Help
COVID-19 Update - Support for Small Business
COVID 19 - Financial Relief
CIBC’s Response to COVID-19
National Bank of Canada (NBC)
NBC COVID-19 Notice
Scotia Bank COVID 19 Latest Updates
Royal Bank of Canada (RBC)
Canada Trust (TD)
COVID-19 – Financial Relief
Canada Mortgage and Housing Corporation (CMHC)
Coronavirus (COVID-19) Updates
Dealing with Mortgage Payment Difficulties